Health Insurance

Summary

The Human Resources Office provides and maintains up-to-date benefit programs for all employee groups.  The Benefits Manager is responsible for this program.  All enrollment/change/reimbursement/claim forms are available on the Human Resources Benefits Inside Delta.

Procedures

1. 1. Delta provides health insurance for all regular full-time employees, spouses, and for their children until their birthday month in which they reach age 26.
   2. Coverage is effective the first of the month following date of hire.
   3. Dependent continuation coverage is available from ages 19-26.
   4. Employees who are eligible for health insurance, but elect not to enroll in the program because they already have coverage will still be enrolled into dental and vision benefits.
   5. An employee who does not enroll in health insurance at time of hire is eligible to enroll during open enrollment.
   6. To add spouse/dependent, or delete a family member, a change form must be completed and the appropriate documentation submitted within 30 days of date of occurrence. 
      1. A copy of the marriage license is required to enroll a spouse and birth certificates must be submitted for children.
      2. A copy of the divorce decree is required to cancel coverage on a spouse.

Timelines 
New hires: Effective the first of the month following date of hire
Open-enrollment
Status change: Report to Human Resources within 30 days for the birth of a child, marriage, divorce, or canceling coverage to ensure coverage changes without a delay and avoid being liable for insurance claims and college premiums paid.

Participation
All full-time regular employees.

Revision/review dates
6/16, 3/20, 8/24